Bintang Lazuardi Benteng Buana Muslim, Tony Wijaya, Denies Priantinah, Lalu Supardin, Oktiva Anggraini, Henryawan Sigit
This study investigates the evolution of financial literacy research across generations using bibliometric and network analysis. Financial literacy is increasingly recognized as a key determinant of individual and societal economic well-being, encompassing skills in budgeting, saving, investing, and decision-making in complex financial environments. With rapid technological developments and the growing role of digital finance, generational differences in financial behavior have become more prominent, necessitating a systematic analysis of how academic research has addressed these dynamics. The dataset for this research was collected from Scopus, covering English-language publications from 2006 to 2025. Using the Publish or Perish program and VOSviewer, bibliometric indicators were examined through citation analysis, keyword co-occurrence, and co-authorship networks. A total of 196 relevant articles were identified and analyzed to track publication trends, influential authors, leading institutions, dominant subject areas, and the intellectual structure of the field. The results indicate a steady growth of publications since 2016, with a sharp increase after 2020, largely influenced by global challenges such as the COVID-19 pandemic, which amplified discussions on financial resilience and generational disparities. Findings reveal that Indonesia, Malaysia, and the United States are the leading contributors, with universities in Southeast Asia serving as regional research hubs. The most influential authors and institutions demonstrate a growing trend toward international collaboration, strengthening the field’s global reach. Subject areas are primarily concentrated in economics, social sciences, and business, complemented by contributions from psychology, computer science, and medicine, reflecting the interdisciplinary nature of the topic. Keyword analysis highlights emerging themes such as fintech, financial inclusion, and generational differences, confirming that financial literacy research has shifted from static frameworks toward a multidimensional and dynamic perspective. This study provides a comprehensive overview of the field, identifying research gaps and offering insights to guide future scholarship and policymaking in fostering inclusive, generation-sensitive financial literacy strategies. © 2026, Malque Publishing. All rights reserved.
Faculty of Economics and Business, Universitas Negeri Yogyakarta, Special Region of Yogyakarta, Yogyakarta, Indonesia; Faculty of Economics and Business, Universitas Muhammadiyah Yogyakarta, Special Region of Yogyakarta, Yogyakarta, Indonesia; Faculty of Social and Political Science, Widya Mataram University, Yogyakarta, Indonesia
